BonusCeilingChase credit card sign-up bonuses (Oct 2026)
We track 16 Chase credit cards (4 business). As of 2026-10-16, 1 is at an all-time-high bonus. Key rules: Chase 5/24, Sapphire bonus eligibility, Ink Preferred 'ever had' language, Chase co-brand 24 months, Marriott cross-issuer rules.
By TK · Updated
| Card | Current public offer | All-time high | Annual fee | vs. record |
|---|---|---|---|---|
| ChaseChase Freedom Flex | $250 after $500 spend in 3 months | $250 after $500 (current, since Sep 2026), the highest fixed cash bonus per The Points Guy | $0 | AT RECORD |
| ChaseUnited Explorer Card | 70,000 miles after $3,000 spend in 3 months + 10,000 for adding an authorized user | 80,000 miles after $3,000 in 3 months (Mar 25-May 7, 2025) per AwardWallet | $0 first year, then $150 | 88% of record |
| ChaseChase Ink Business Cash | $750 (75,000 points) after $6,000 spend in 3 months | 90,000 points after $6,000 (recurring) | $0 | Business 83% of record |
| ChaseChase Ink Business Preferred | 100,000 points after $8,000 spend in 3 months | 120,000 points after $8,000 (Jul-Sep 2024) | $95 | Business 83% of record |
| ChaseChase Ink Business Unlimited | $750 (75,000 points) after $6,000 spend in 3 months | 90,000 points after $6,000 (recurring) | $0 | Business 83% of record |
| ChaseChase Sapphire Reserve | 100,000 points after $6,000 spend in 3 months | 125,000 points (2025, per yourbestcreditcards.com); also 100k + $500 Chase Travel credit | $795 | 80% of record |
| ChaseChase Sapphire Preferred | 75,000 points after $5,000 spend in 3 months | 100,000 points (Jun 2021; Apr-May 2025; Jun-Jul 2026) | $95 | 75% of record |
| ChaseChase Freedom Unlimited | $200 after $500 spend in 3 months | $300 after $500 (Dec 2025-Jan 2026) per Upgraded Points; past offers also added bonus categories | $0 | 67% of record |
| ChaseSouthwest Rapid Rewards Priority | 60,000 points after $2,000 spend in 3 months | 100,000 points after $4,000 in 5 months (Jul-Sep 2025) per Southwest and Upgraded Points | $229 | 60% of record |
| ChaseSouthwest Rapid Rewards Plus | 50,000 points after $1,000 spend in 3 months | 100,000 points after $4,000 in 5 months (Jul-Sep 2025) per Southwest and Upgraded Points | $99 | 50% of record |
| ChaseChase Aeroplan Card | 75,000 points after $4,000 spend in 3 months | Unknown (not verified) | $195 | History unknown |
| ChaseChase Sapphire Reserve for Business | 200,000 points after $30,000 spend in 6 months | Unknown (not verified) | $795 | Business History unknown |
| ChaseIHG One Rewards Premier | 180,000 points after $3,000 spend in 3 months | Unknown (not verified) | $150 | History unknown |
| ChaseMarriott Bonvoy Boundless | 3 Free Night Awards (up to 50,000 points each) after $3,000 spend in 3 months | 5 Free Night Awards (up to 50k each) after $3,000 in 3 months (Jan-Mar 2026) per AwardWallet and The Points Guy; current offer is 3 nights | $95 | Below record |
| ChaseUnited Quest Card | 80,000 miles after $4,000 spend in 3 months, plus 500 PQP after first purchase | Unknown (not verified) | $350 | History unknown |
| ChaseWorld of Hyatt Credit Card | Up to 60,000 points: 30,000 after $3,000 spend in 3 months, plus up to 30,000 more (2X on up to $15,000 in 6 months) | Unknown (not verified) | $95 | History unknown |
Chase bonus rules
Chase 5/24
Widely reported (not officially published): Chase usually denies applicants who opened 5+ personal cards from any bank in the past 24 months. Most business cards from other banks don't count; Chase business cards are still subject to it. Chase pages say only that it 'may consider the number of cards you have opened and closed'.
Sapphire bonus eligibility
Chase Sapphire pages: unavailable if you currently have the card; bonus may not be available if you previously held it or received its bonus.
Ink Preferred 'ever had' language
'The new cardmember bonus may not be available to you if you have ever had this card.'
Chase co-brand 24 months
Many Chase co-brand cards: available if you don't have the card and haven't received its bonus in the past 24 months.
Marriott cross-issuer rules
Complex 30-day / 90-day / 24-month windows across Chase and Amex Marriott cards. Read the offer details.