United Explorer Card sign-up bonus: current offer vs. all-time high

88% of record

United Explorer Card (Chase, personal card, annual fee $0 first year, then $150): the current public offer is 70,000 miles after $3,000 spend in 3 months + 10,000 for adding an authorized user (spend $3,000 within 3 months). The all-time high is 80,000 miles after $3,000 in 3 months (Mar 25-May 7, 2025) per AwardWallet. Today's offer is 88% of its all-time high (not elevated right now). Last checked 2026-10-16. Issuer rules that apply: Chase 5/24, Chase co-brand 24 months.

By TK · Updated

Current offer

70,000 miles after $3,000 spend in 3 months + 10,000 for adding an authorized user

Annual fee: $0 first year, then $150 · Issuer: Chase · Earns United miles

Apply on Chase's site →

Confirm the offer shown on the issuer page before applying.

Offer vs. all-time high

All-time high: 80,000 miles after $3,000 in 3 months (Mar 25-May 7, 2025) per AwardWallet

Current offer is 88% of the record.

Can I get this bonus?

  • Chase 5/24: Widely reported (not officially published): Chase usually denies applicants who opened 5+ personal cards from any bank in the past 24 months. Most business cards from other banks don't count; Chase business cards are still subject to it. Chase pages say only that it 'may consider the number of cards you have opened and closed'.
  • Chase co-brand 24 months: Many Chase co-brand cards: available if you don't have the card and haven't received its bonus in the past 24 months.

Run the eligibility checker → · Can I afford the minimum spend? · All issuer rules

Frequently asked questions

What is the current United Explorer Card sign-up bonus?

70,000 miles after $3,000 spend in 3 months + 10,000 for adding an authorized user, as of 2026-10-16.

What is the highest United Explorer Card bonus ever?

80,000 miles after $3,000 in 3 months (Mar 25-May 7, 2025) per AwardWallet.

Is the United Explorer Card bonus elevated right now?

The current offer is 88% of its all-time high (not elevated right now).

How much do I need to spend for the United Explorer Card bonus?

$3,000 within 3 months of account opening, per the current offer.

Who is eligible for the United Explorer Card bonus?

Widely reported (not officially published): Chase usually denies applicants who opened 5+ personal cards from any bank in the past 24 months. Most business cards from other banks don't count; Chase business cards are still subject to it. Chase pages say only that it 'may consider the number of cards you have opened and closed'. Many Chase co-brand cards: available if you don't have the card and haven't received its bonus in the past 24 months.

Verification

Verified against the issuer's page on 2026-10-16. Offer 70,000 miles/$3,000/3 mo and $0 intro, then $150 fee match the issuer page (read 2026-10-16); AU bonus not re-confirmed. Methodology.

Sources

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