Citi credit card sign-up bonuses (Oct 2026)
We track 4 Citi credit cards (0 business). As of 2026-10-16, 0 are at an all-time-high bonus. Key rules: Citi Strata Premier (formerly 48-month rule).
By TK · Updated
| Card | Current public offer | All-time high | Annual fee | vs. record |
|---|---|---|---|---|
| CitiCiti Strata Premier | 60,000 points after $4,000 spend in 3 months | 80,000 points after $4,000 in 3 months (Jul 2021-Jan 2022; Jun 2022-Jan 2023) per AwardWallet and BonusEagle; TPG lists 75,000 as the highest it has seen | $95 | 75% of record |
| CitiCiti / AAdvantage Platinum Select | 80,000 miles after $3,500 spend in 4 months | Unknown (not verified) | $0 first year, then $99 | History unknown |
| CitiCiti Double Cash | $200 after $1,500 spend in 6 months | Unknown (not verified) | $0 | History unknown |
| CitiCiti Strata Elite | 75,000 points after $6,000 spend in 3 months | Unknown (not verified) | $595 | History unknown |
Citi bonus rules
Citi Strata Premier (formerly 48-month rule)
Citi historically used a 48-month rule. Current Strata Premier page: not available if you currently have or previously had a Strata Premier or Premier account (no time limit).