BonusCeilingAmerican Express credit card sign-up bonuses (Oct 2026)
We track 13 American Express credit cards (4 business). As of 2026-10-16, 4 are at an all-time-high bonus. Key rules: Amex once-per-lifetime, Amex card families, Marriott cross-issuer rules.
By TK · Updated
| Card | Current public offer | All-time high | Annual fee | vs. record |
|---|---|---|---|---|
| American ExpressAmerican Express Business Gold Card | As high as 200,000 points after $15,000 spend in 3 months (offer varies) | As high as 200,000 points (since Mar 2026) | $375 | Business AT RECORD |
| American ExpressAmerican Express Gold Card | As high as 100,000 points after $8,000 spend in 6 months (offer varies) | As high as 100,000 points | $325 | AT RECORD |
| American ExpressThe Business Platinum Card from American Express | As high as 300,000 points after $20,000 spend in 3 months (offer varies) | As high as 300,000 points (since Mar/Apr 2026) | $895 | Business AT RECORD |
| American ExpressThe Platinum Card from American Express | As high as 175,000 points after $12,000 spend in 6 months (offer varies) | As high as 175,000 points (since Jun 2025) | $895 | AT RECORD |
| American ExpressHilton Honors American Express Surpass | 130,000 points + Free Night Reward after $3,000 spend in 6 months | Up to 180,000 points (130,000 after $2,000 in 3 months + 50,000 after $10,000 in 6 months) per The Points Guy | $150 | 72% of record |
| American ExpressBlue Business Cash Card from American Express | As high as $500 statement credit after $5,000 spend in 3 months (offer varies) | Unknown (not verified) | $0 | Business History unknown |
| American ExpressBlue Business Plus Card from American Express | As high as 50,000 points after $5,000 spend in 3 months (offer varies) | Unknown (not verified) | $0 | Business History unknown |
| American ExpressBlue Cash Everyday Card from American Express | $150 cash back after $2,000 spend in 6 months | Unknown (not verified) | $0 | History unknown |
| American ExpressBlue Cash Preferred Card from American Express | $300 cash back after $3,000 spend in 6 months | Unknown (not verified) | $0 first year, then $95 | History unknown |
| American ExpressDelta SkyMiles Gold American Express Card | As high as 80,000 miles after $3,000 spend in 6 months (offer varies) | Unknown (not verified) | $0 first year, then $150 | History unknown |
| American ExpressDelta SkyMiles Platinum American Express Card | As high as 90,000 miles after $4,000 spend in 6 months (offer varies) | Unknown (not verified) | $350 | History unknown |
| American ExpressHilton Honors American Express Card | 70,000 points + Free Night Reward after $2,000 spend in 6 months | Unknown (not verified) | $0 | History unknown |
| American ExpressMarriott Bonvoy Bevy American Express Card | 85,000 points after $5,000 spend in 6 months | Unknown (not verified) | $250 | History unknown |
American Express bonus rules
Amex once-per-lifetime
Amex terms: you may not be eligible for a welcome offer if you have or have had this Card. Amex tells you before the hard pull if you're ineligible ('pop-up').
Amex card families
Some terms include related cards, e.g. Gold terms list Platinum: holding Platinum first can block the Gold bonus. Hilton Surpass terms include Ascend.
Marriott cross-issuer rules
Complex 30-day / 90-day / 24-month windows across Chase and Amex Marriott cards. Read the offer details.