Bilt Palladium Card sign-up bonus: current offer vs. all-time high

History unknown

Bilt Palladium Card (Bilt, personal card, annual fee $495): the current public offer is 50,000 points + Gold status + $300 Bilt Cash after $4,000 spend (not rent/mortgage) in 90 days (spend $4,000 within 90 days). The all-time high is Unknown (not verified). Today's offer is not comparable to a verified all-time high (offer history not verified). Last checked 2026-10-16. No specific prior-cardholder rule has been verified for this card.

By TK · Updated

Current offer

50,000 points + Gold status + $300 Bilt Cash after $4,000 spend (not rent/mortgage) in 90 days

Annual fee: $495 · Issuer: Bilt · Earns Bilt points

Apply on Bilt's site →

Confirm the offer shown on the issuer page before applying.

Offer vs. all-time high

All-time high: Unknown (not verified)

Can I get this bonus?

  • No specific prior-cardholder rule verified.

Run the eligibility checker → · Can I afford the minimum spend? · All issuer rules

Frequently asked questions

What is the current Bilt Palladium Card sign-up bonus?

50,000 points + Gold status + $300 Bilt Cash after $4,000 spend (not rent/mortgage) in 90 days, as of 2026-10-16.

What is the highest Bilt Palladium Card bonus ever?

Unknown (not verified).

Is the Bilt Palladium Card bonus elevated right now?

The current offer is not comparable to a verified all-time high (offer history not verified).

How much do I need to spend for the Bilt Palladium Card bonus?

$4,000 within 90 days of account opening, per the current offer.

Who is eligible for the Bilt Palladium Card bonus?

No specific prior-cardholder rule has been verified; read the offer terms on the issuer site.

Verification

Verified against the issuer's page on 2026-10-16. 50,000 pts + Gold, $300 Bilt Cash, $4,000 (excl. rent/mortgage)/90 days, $495 fee match. Methodology.

Sources

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